Onsurity for your family
You're covered. Is your family?
Your company's Onsurity plan protects you at work. Now extend the same healthcare protection to your parents, spouse, and family — independently, in minutes, paid monthly.
The gap nobody talks about
Your company plan stops at the office door.
Group health insurance is a great start. But it has hard limits — and your family is left outside.
Parents have zero coverage
Most group plans don’t include parents. One hospitalisation can wipe out years of savings.
You can’t modify your group plan
Your employer decides who’s covered. You have no control over adding siblings or in-laws.
Standalone insurance is a headache
Agent calls. Medical tests. Annual premiums. Complicated claims. The friction never ends.
Waiting for open enrollment
Health events don’t follow a schedule. Coverage gaps during job transitions leave families exposed.
There's a better way — built right into Onsurity.
Since you're already an Onsurity member, you can extend the same trusted, digital-first coverage to your family members. Each person gets their own individual plan. No bundling. No compromise. Starting from ₹275/month.
Transparent pricing
Choose the right plan for each member
Each plan is priced per person, per month — based on their age. Younger members cost less.
Opal Fam 1001
₹2 Lakhs cover
₹285/mo
- 2L hospitalisation cover per person
- Day care procedures
- Pre & post hospitalisation
Ruby Fam 1001
₹3 Lakhs cover
₹390/mo
- 3L hospitalisation cover per person
- Day care procedures
- Pre & post hospitalisation
Jade Fam 1001
₹5 Lakhs cover
₹495/mo
- 5L hospitalisation cover per person
- Day care procedures
- Air ambulance up to 2.5L
Ether Fam 1001
₹8 Lakhs cover
₹645/mo
- 8L hospitalisation cover per person
- Day care procedures
- Air ambulance up to 2.5L
Emerald Fam 1001
₹10 Lakhs cover
₹745/mo
- 10L hospitalisation cover per person
- Day care procedures
- Air ambulance up to 2.5L
Prices shown are monthly premiums per person. GST applicable. Powered by Digit General Insurance (IRDAI Registered).
What you get
Comprehensive cover, zero compromises
Every Onsurity personal plan comes with benefits that genuinely matter when it counts most.
Hospitalisation cover
Inpatient treatment up to sum insured. Single private A/C room. ICU at actuals.
Pre & post hospitalisation
60 days before admission + 180 days after discharge. Doctor visits, medicines, follow-ups — covered.
Day-care procedures
All day-care procedures covered, including dialysis, chemotherapy and minor surgeries.
Pre-existing conditions
Diabetes, hypertension and other PEDs covered after a 3-year waiting period.
Critical illness
Cancer, heart attack, stroke and kidney failure — covered with a generous payout in higher plans.
Accidental injury
All accidental injuries covered from day one. No waiting period.
Air ambulance
Air ambulance up to ₹2.5L on Jade and above.
AYUSH treatments
Ayurveda, Unani, Siddha and Homeopathy treatments covered.
Cashless network
Cashless at 14,000+ network hospitals across India.
How it works
Designed to be simple. 4 steps, no medical tests.
Select your members
Add spouse, children, parents, siblings — independently. Each gets their own plan.
Pick a plan
Choose from Opal to Emerald based on your family’s health needs.
Start coverage
Activate instantly. Premiums auto-renew monthly. Cancel anytime with zero penalty.
Claim support 24/7
Cashless at 14,000+ hospitals. Dedicated claims support via app or phone.
Got questions?
Everything you need to know
- No. This is a personal plan you purchase and pay for directly. Your employer is not involved and your company plan is completely unaffected. You manage it independently through the Onsurity app.
Ready to protect your family?
It takes 5 minutes. No medical tests. No paperwork. Start today.